Credit Union NMLS#794284
Updated as of January 13, 2022
|
TYPE |
RATE & APR* |
TERMS UP TO |
CONDITION |
|
NEW VEHICLES |
2.99 % |
72 MONTHS |
|
|
NEW VEHICLES |
2.99 % |
72 MONTHS |
100% LTV IF MPG IS ≥25 |
|
USED VEHICLES 2018 & NEWER |
3.99% |
REMAINING TERM OF EXISTING
LOAN |
REFINANCES WITH OTHER LENDERS
ONLY - 100% LTV |
|
USED VEHICLES 2018 & NEWER |
5.49% |
REMAINING TERM OF EXISTING
LOAN |
REFINANCES WITH OTHER LENDERS
ONLY – 125% LTV |
|
USED VEHICLES 2019 & NEWER |
3.99 % |
60 MONTHS |
|
|
USED VEHICLES 2016 TO 2018 |
4.99 % |
48 MONTHS |
|
|
USED VEHICLES 2014 TO 2015 |
5.99 % |
48 MONTHS |
|
|
USED VEHICLES 2012 TO 2013 |
8.99 % |
48 MONTHS |
|
|
SHARE SECURED |
3.00 % ABOVE SHARE RATE |
N/A |
|
|
CERTIFICATE SECURED |
3.00 % ABOVE CERTIFICATE RATE |
N/A |
|
|
NEW MOTORCYCLES |
1.99 % |
24 MONTHS |
|
|
NEW MOTORCYCLES |
6.99 % |
72 MONTHS |
|
|
USED MOTORCYCLES 2012 & NEWER |
9.99 % |
48 MONTHS |
|
|
NEW BOATS |
10.49 % |
60 MONTHS |
|
|
USED BOATS |
11.49 % |
48 MONTHS |
|
|
NEW CAMPERS |
9.99% |
48 MONTHS |
LOANS OVER $5,000.00 MAX TERM 72 MONTHS |
|
USED CAMPERS |
10.99 % |
48 MONTHS |
|
|
NEW ATVS |
4.99 % |
48 MONTHS |
|
|
USED ATVS 2017 & NEWER |
7.99 % |
36 MONTHS |
|
|
USED ATVS 2016 AND OLDER |
11.49 % |
36 MONTHS |
|
|
NEW SNOWMOBILES |
3.99 % |
48 MONTHS |
|
|
USED SNOWMOBILES 2012 & NEWER |
9.99 % |
36 MONTHS |
|
|
NEW MOTORHOMES |
6.49% |
84 MONTHS |
|
|
USED MOTORHOMES |
6.49 % |
72 MONTHS |
|
|
OTHER SECURED |
11.49 % |
48 MONTHS |
|
|
FUEL LOANS |
5.99 % |
12 MONTHS |
|
|
FURNACE LOANS |
8.99 % |
36 MONTHS |
|
|
12/12/12 LOANS |
12.00 % |
12 MONTHS |
MAX LOAN $ 1,200.00 |
|
SOLAR PANEL LOANS |
5.99 % |
180 MONTHS |
|
|
MOBILE HOMES IN PARK -2017 TO
2022 MODEL YEARS |
4.99 % |
180 MONTHS |
UP TO 95 % LTV |
|
USED MOBILE HOME IN PARK
MODEL YEARS 2010 TO 2016 |
6.99 % |
180 MONTHS |
UP TO 90 % LTV IF LTV <50 % 1.00% RATE
DISCOUNT |
|
USED MOBILE HOME IN PARK
MODEL YEARS 2002 TO 2009 |
7.99 % |
180 MONTHS |
UP TO 85 % LTV IF LTV <50 % 1.00% RATE
DISCOUNT |
|
USED MOBILE HOME IN PARK
MODEL YEARS 1976 TO 2001 |
8.59 % |
180 MONTHS |
UP TO 80 % LTV IF LTV <50 % 1.00% RATE
DISCOUNT |
|
PERSONAL UNSECURED |
15.00 % |
24 MONTHS |
INSTALLMENT |
|
PERSONAL UNSECURED |
15.00 % |
SEE EXHIBIT “B” |
LINE OF CREDIT |
|
OVERDRAFT PROTECTION |
15.00 % |
SEE EXHIBIT “B” |
|
|
HOME IMPROVEMENT |
9.99 % |
48 MONTHS |
|
|
VISA |
10.90 % |
REVOLVING |
|
*ANNUAL
PERCENTAGE RATE
*ANNUAL PERCENTAGE RATE
CALL OUR MORTGAGE OFFICER FOR QUESTIONS ABOUT REAL ESTATE
LOANS.
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PLEASE
NOTE: All
information presented on this page is accurate and effective as of the date
shown at the top. If you have any questions or require personalized
information on your account(s), please call the credit union at 802-257-5131.
These
rates are determined by the Board of Directors and may change at any time.