CONSUMER LOAN RATES AS OF 04/01/2018
|
TYPE |
RATE & APR* |
TERMS UP TO |
CONDITION |
|
NEW VEHICLES |
2.99 % |
72 MONTHS |
|
|
NEW VEHICLE |
2.99 % |
72 MONTHS |
SPECIAL
100% LTV IF MPG IS
≥25 |
|
USED VEHICLES
2015 & NEWER |
3.99 % |
60 MONTHS |
|
|
USED VEHICLES
2012 TO 2014 |
4.99 % |
48 MONTHS |
|
|
USED VEHICLES
2010 TO 2011 |
5.99 % |
48 MONTHS |
|
|
USED VEHICLES
2008 TO 2009 |
8.99 % |
48 MONTHS |
|
|
SHARE CERTIFICATE |
3.00 % ABOVE
SHARE RATE |
N/A |
|
|
CERTIFICATE SECURED |
3.00 % ABOVE
CERTIFICATE RATE |
N/A |
|
|
NEW MOTORCYCLES |
1.99 % |
24 MONTHS |
|
|
NEW MOTORCYCLES |
6.99 % |
72 MONTHS |
|
|
USED MOTORCYCLES
2008 & NEWER |
9.99 % |
48 MONTHS |
|
|
NEW BOATS |
10.49 % |
60 MONTHS |
|
|
USED BOATS |
11.49 % |
48 MONTHS |
|
|
NEW CAMPERS |
9.99% |
48 MONTHS |
LOANS OVER $5,000.00 MAX TERM 72 MONTHS |
|
USED CAMPERS |
10.99 % |
48 MONTHS |
|
|
NEW ATVS |
4.99 % |
48 MONTHS |
|
|
USED ATVS
2013 & NEWER |
7.99 % |
36 MONTHS |
|
|
USED ATVS
2012 AND OLDER |
11.49 % |
36 MONTHS |
|
|
NEW SNOWMOBILES |
3.99 % |
48 MONTHS |
|
|
USED SNOWMOBILES
2008 & NEWER |
9.99 % |
36 MONTHS |
|
|
NEW MOTORHOMES |
6.49% |
84 MONTHS |
|
|
USED MOTORHOMES |
6.49 % |
72 MONTHS |
|
|
OTHER SECURED |
11.49 % |
72 MONTHS |
|
|
FUEL LOANS |
5.99 % |
12 MONTHS |
|
|
FURNACE LOANS |
8.99 % |
36 MONTHS |
|
|
12/12/12 LOANS |
12.00 % |
12 MONTHS |
MAX LOAN $ 1,200.00 |
|
SOLAR PANEL LOANS |
5.99 % |
180 MONTHS |
|
|
MOBILE HOMES IN PARK
-2013 TO 2018 MODEL YEARS |
4.99 % |
180 MONTHS |
UP TO 95 % LTV |
|
USED MOBILE HOMES IN
PARK MODEL YEARS 2006 TO 2012 |
6.99 % |
180 MONTHS |
UP TO 90 % LTV
IF LTV <50 % 1.00%
RATE DISCOUNT |
|
USED MOBILE HOME IN
PARK MODEL YEARS 1998 TO 2005 |
7.99 % |
180 MONTHS |
UP TO 85 % LTV
IF LTV <50 % 1.00%
RATE DISCOUNT |
|
USED MOBILE HOMES IN
PARK MODEL YEARS 1997 & OLDER |
8.99 % |
180 MONTHS |
UP TO 80 % LTV
IF LTV <50 % 1.00%
RATE DISCOUNT |
|
PERSONAL UNSECURED |
15.00 % |
SEE ADDENDUM “B” |
|
|
OVERDRAFT PROTECTION |
15.00 % |
SEE ADDENDUM “B” |
|
|
HOME IMPROVEMENT |
9.99 % |
48 MONTHS |
SPECIAL |
|
VISA |
10.90 % |
REVOLVING |
|
|
VISA SPECIAL |
1.99 % |
REVOLVING |
NEW ACCOUNTS ONLY |
CALL OUR MORTGAGE OFFICER DOTTIE GOLDY FOR QUESTIONS ABOUT REAL ESTATE LOANS.
*Annual Percentage Rate
PLEASE
NOTE: All
information presented on this page is accurate and effective as of the date
shown at the top. If you have any questions or require personalized
information on your account(s), please call the credit union at 802-257-5131.
These
rates are determined by the Board of Directors and may change at any time.