Credit Union NMLS#794284
Updated as of January 10, 2023
|
TYPE |
RATE & APR* |
TERMS UP TO |
CONDITION |
|
NEW VEHICLES |
2.99 % |
72 MONTHS |
UP TO 90% LTV |
|
NEW VEHICLES |
2.99 % |
72 MONTHS |
UP TO 100% LTV IF MPG IS ≥25 |
|
USED VEHICLES 2019 & NEWER |
3.99% |
REMAINING TERM OF EXISTING
LOAN-MAX 72 MONTHS |
REFINANCES WITH OTHER LENDERS
ONLY – 100% LTV |
|
USED VEHICLES 2019 & NEWER |
5.49% |
REMAINING TERM OF EXISTING
LOAN-MAX 72 MONTHS |
REFINANCES WITH OTHER LENDERS
ONLY – 125% LTV |
|
USED VEHICLES 2020 & NEWER |
3.99 % |
60 MONTHS |
UP TO 90% LTV ADD 1 % TO RATE FOR 91% TO
100% LTV |
|
USED VEHICLES 2017 TO 2019 |
4.99 % |
48 MONTHS |
UP TO 90% LTV ADD 1 % TO RATE FOR 91% TO
100% LTV |
|
USED VEHICLES 2015 TO 2016 |
5.99 % |
48 MONTHS |
UP TO 90% LTV ADD 1 % TO RATE FOR 91% TO
100% LTV |
|
USED VEHICLES 2013 TO 2014 |
8.99 % |
48 MONTHS |
UP TO 90% LTV ADD 1 % TO RATE FOR 91% TO
100% LTV |
|
SHARE SECURED |
3.00 % ABOVE SHARE RATE |
N/A |
|
|
CERTIFICATE SECURED |
3.00 % ABOVE CERTIFICATE RATE |
N/A |
|
|
NEW MOTORCYCLES |
1.99 % |
24 MONTHS |
|
|
NEW MOTORCYCLES |
6.99 % |
72 MONTHS |
|
|
USED MOTORCYCLES 2013 & NEWER |
9.99 % |
48 MONTHS |
|
|
NEW BOATS |
10.49 % |
60 MONTHS |
|
|
USED BOATS |
11.49 % |
48 MONTHS |
|
|
NEW CAMPERS |
9.99% |
48 MONTHS |
LOANS OVER $5,000.00 MAX TERM 72 MONTHS |
|
USED CAMPERS |
10.99 % |
48 MONTHS |
|
|
NEW ATVS |
4.99 % |
48 MONTHS |
|
|
USED ATVS 2018 & NEWER |
7.99 % |
36 MONTHS |
|
|
USED ATVS 2017 AND OLDER |
11.49 % |
36 MONTHS |
|
|
NEW SNOWMOBILES |
3.99 % |
48 MONTHS |
|
|
|
|
|
|
|
TYPE |
RATE & APR* |
TERMS UP TO |
CONDITION |
|
USED SNOWMOBILES 2013 & NEWER |
9.99 % |
36 MONTHS |
|
|
NEW MOTORHOMES |
6.49 % |
84 MONTHS |
|
|
USED MOTORHOMES |
6.49 % |
72 MONTHS |
|
|
OTHER SECURED |
11.49 % |
48 MONTHS |
|
|
FUEL LOANS |
5.99 % |
12 MONTHS |
|
|
FURNACE LOANS |
8.99 % |
36 MONTHS |
|
|
12/12/12 LOANS |
12.00 % |
12 MONTHS |
MAX LOAN $ 1,200.00 |
|
SOLAR PANEL LOANS |
5.99 % |
180 MONTHS |
|
|
MOBILE HOMES IN PARK -2018 TO
2023 MODEL YEARS |
4.99 % |
180 MONTHS |
UP TO 95 % LTV |
|
USED MOBILE HOME IN PARK
MODEL YEARS 2011 TO 2017 |
6.99 % |
180 MONTHS |
UP TO 90 % LTV IF LTV <50 % 1.00% RATE
DISCOUNT |
|
USED MOBILE HOME IN PARK
MODEL YEARS 2003 TO 2010 |
7.99 % |
180 MONTHS |
UP TO 85 % LTV IF LTV <50 % 1.00% RATE
DISCOUNT |
|
USED MOBILE HOME IN PARK
MODEL YEARS 1976 TO 2002 |
8.59 % |
180 MONTHS |
UP TO 80 % LTV IF LTV <50 % 1.00% RATE
DISCOUNT |
|
PERSONAL UNSECURED |
15.00 % |
UP TO
48 MONTHS |
INSTALLMENT |
|
PERSONAL UNSECURED |
15.00 % |
CU DEFINED REPAY SCHEDULE |
LINE OF CREDIT |
|
OVERDRAFT PROTECTION |
15.00 % |
CU DEFINED REPAY SCHEDULE |
|
|
HOME IMPROVEMENT |
9.99 % |
48 MONTHS |
|
|
VISA |
10.90 % |
REVOLVING |
|
*ANNUAL
PERCENTAGE RATE
*ANNUAL PERCENTAGE RATE
CALL OUR MORTGAGE OFFICER FOR QUESTIONS ABOUT REAL ESTATE
LOANS.
PLEASE
NOTE: All
information presented on this page is accurate and effective as of the date
shown at the top. If you have any questions or require personalized
information on your account(s), please call the credit union at 802-257-5131.
These
rates are determined by the Board of Directors and may change at any time.