Products and Services

SHARE ACCOUNTS

CHECKING ACCOUNTS

LOAN SERVICES

Regular Shares

♥       $25 minimum balance

♥       Interest paid quarterly

♥       Direct Deposit with payroll deduction

♥       Call 24 Audio Response System

 

Individual Retirement Accounts

♥       No minimum balance or deposit requirements

♥       Non-term

♥       Direct Deposit with payroll deduction

♥       Interest paid quarterly

 

Share Certificate (CD) Account

♥       $5,000 or $10,000 minimum deposit

♥       Interest paid monthly

Regular Checking

♥       Call 24 Audio Response System

♥       No minimum balance requirement

♥       No charges or fees for deposits

♥       Transfer funds by phone - Teledata 24

♥       Direct Deposits (ACH)

♥       Low monthly service charge of $3.00

♥       Monthly statement

 

Platinum Plus Account

♥       All the same benefits of regular checking

♥       Earns interest at current Members 1st rates

♥       $1,000 minimum balance requirement

♥       No monthly service charge ($5.00 monthly charge applies if balance falls below $1,000)

Members 1st Credit Union offers many types of loans to our members.  Our rates are competitive.  Credit Disability and Life Insurance are available on all loans.

 

♥       Overdraft Protection

♥       Personal Loans

♥       Home Improvements

♥       New & Used Cars, Trucks, SUV's & Minivans

♥       Fuel Loans

♥       Boats, Motors & Trailers

♥       Campers

♥       Motorcycles

♥       Mobile Homes

♥       Mortgages

♥       Home Equity

 

CLUB ACCOUNTS

MEMBERS 1ST CARD SERVICES

OTHER MEMBER SERVICES

Secure 1 Club - Seniors

♥       Direct Deposit of Social Security / Retirement benefits

♥       Teledata 24 transfer by phone

♥       Free checking - no fees!

♥       No charge for basic checks

♥       Statement reconcilement

♥       Special loans for final arrangements

 

Vacation Club or Christmas Club

♥       Weekly deposits to suit any budget

♥       No minimum balance

♥       No service charges

VISA® Credit Card

The Members 1st Credit Union VISA® card has a low annual fee.  All credit card payments may be made locally here at Members 1st.

 

CU CheckCard

Our MasterCard ATM/Debit card automatically deducts your purchase or ATM transaction from your checking account.  With it, you can make surcharge free* ATM withdrawals at nearly 100 Falcon Network ATM locations across Vermont

 

*Host institution does not charge a network fee, however our low $.75 per transaction fee still applies

♥       Traveler's Checks ... no charge

♥       Notary Services ... no charge

♥       Payroll Deduction ... no charge

♥       Direct Deposit (ACH) ... no charge

♥       Money Orders ... minimal fee

♥       Call 24 Audio Response System ... no charge